Your First Investment
Stock types, pound cost averaging, dividends, fund overlap, and finally clicking "buy". The week you go from learner to investor.
Learning OutcomesBy the end of this week, you'll…
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- Tell the difference between growth, blue chip, dividend, and value stocks.
- Understand lump sum vs pound cost averaging.
- Know what dividends are, how yields work, and when they typically pay.
- Spot fund overlap and avoid the illusion of diversification.
- Make your first real investment and set up a recurring monthly contribution.
This week's slide deck
Use the arrows or your keyboard to scroll through the slides. They are view-only inside the portal.
Test what you've learned
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Your individual tasks this week
Tick each task to mark it done. The full PDF lives in the resources at the bottom of this page.
Task 4 Reflect on the moment and share ShowHide▾
Take a few minutes to reflect, then screenshot this section when you're done and share it in the WhatsApp group.
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Audit your own portfolio
Tick all that apply to your current portfolio. Your score updates live. Saves in your browser so you can come back to it.
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Pitch Your Starter Portfolio
A different format from past weeks. No case study to read. You're the designer this week.
Build one starter portfolio as a pod
Work together as a pod. One portfolio, one pitch.
The setup
Together as a Wealth Pod, pick one of the three profiles below. Then design one hypothetical £1,000 starter portfolio for that person with a maximum of 3 holdings, plus a plan for how they would invest £200 a month going forward across those holdings. Your pod presents this one portfolio at the next class.
Tap to reveal the profiles, pitch template and submission stepHide the rest
Pick a profile to build for
Adaeze
- First proper job, no debt, no dependents.
- 40+ years until retirement.
- Doesn't check accounts often, comfortable with market dips.
- Goal: build long-term wealth on autopilot.
Cynthia
- Two kids (ages 8 and 11).
- Has a workplace pension already.
- Starting her own investing journey alongside it.
- Balanced risk profile.
- Goal: long-term wealth building.
Daniel
- 8 years from retirement.
- Defined benefit pension on the way.
- Lower risk tolerance, no big swings this close to retirement.
- Goal: a modest growth supplement to his pension.
Your pitch should cover
Type your pod's answer below each question. Your text auto-saves in your browser.
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Step-by-step tutorials on the investing apps
Pick a platform to see short walkthroughs. Click a video to play it inline.
Tap to open
Short, step-by-step walkthroughs of Trading 212.
Tap to open
Short, step-by-step walkthroughs of Lightyear.
Tap to open
Short, step-by-step walkthroughs of XTB.
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Free stock when you sign up
Use these links to claim a free stock with each platform. Sign up only with the ones you plan to use.
in free shares when you join with my link.
Claim free stock
in a free stock or ETF (General Investment Account).
in a free stock when you join and use my code.
Claim free stock▾
Stock & fund research tools
Tap a category to see the tools in it. Each link opens in a new tab.